| Flood type | Primary cause(s) | Typical duration | Common impacts |
|---|---|---|---|
| Pluvial (surface‑water) flood | Intense, short‑duration rainfall over a small catchment | Hours – a few days | Urban inundation, road closures, property damage |
| Fluvial (river) flood | Runoff from the whole catchment exceeds channel capacity | Days – weeks | Agricultural loss, displacement, damage to bridges & roads |
| Snow‑melt flood | Rapid melt of seasonal snow or glacier ice, often combined with rain | Weeks | Extended high flows, bank erosion, sediment deposition |
| Ice‑jam flood | Ice accumulation blocks the channel, causing upstream rise | Days | Sudden upstream rise, damage to flood‑defences & bridges |
| Impact category | Key vulnerability factors (syllabus) | How the factor amplifies the impact |
|---|---|---|
| Physical damage | Population density, quality of housing, infrastructure robustness | Dense, poorly‑built settlements suffer greater structural loss; weak bridges fail more easily. |
| Economic loss | Level of socio‑economic development, dependence on agriculture, insurance coverage | Low‑income, agriculture‑dependent areas experience larger income losses and limited insurance payouts. |
| Social consequences | Duration of inundation, availability of emergency services, community cohesion | Longer floods increase displacement time; weak emergency services raise health risks. |
| Environmental effects | Catchment land‑use, river‑bank stability, presence of wetlands | Urbanised catchments deliver more pollutants; intact wetlands can attenuate flood peaks and improve water quality. |
IRBM adopts a catchment‑wide perspective, balancing flood control with water supply, ecosystem health and socio‑economic development.
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